For many people approaching retirement, choosing health insurance can feel like learning a new language. Peachtree City business owner Cindy Clonts created Medical Coach to make those decisions easier. Clonts is an independent health insurance broker who helps individuals understand Medicare, marketplace insurance, and other coverage options. Although she works with people of different ages, most of her clients are approaching or have already reached Medicare eligibility. “I’m like a coach and a guide,” Clonts said. “I don’t charge for my services, but mainly my clients are Medicare clients.” Clonts helps clients enroll in Medicare Parts A and B before walking them through the additional choices available to them. Those decisions may include Medicare Advantage plans, which operate more like traditional employer coverage, or Medigap policies, which work alongside original Medicare. She is appointed with multiple insurance carriers, including UnitedHealthcare, Aetna, HealthSpring, Humana, and Blue Cross Blue Shield. Working with several companies allows her to consider each client’s health, budget, and individual circumstances. “Everybody falls in a different category, and everybody’s budget is different,” Clonts said. “Everybody’s health is different, so I am just kind of their guide.” Clonts has worked in insurance since 2012, beginning with property and casualty coverage before moving into life and health insurance. She began focusing on health insurance in 2023. She said…
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